Privacy Policy

We collect information you provide directly to us, such as when you:

• Fill out contact forms or request consultations
• Take our retirement planning quiz
• Subscribe to our newsletter or educational materials
• Communicate with us via phone, email, or chat
• Participate in surveys or promotions

This may include your name, email address, phone number, age, financial information relevant to retirement planning, and other information you choose to provide.

We use the information we collect to:

• Provide financial planning and retirement advisory services
• Respond to your inquiries and provide customer support
• Send you educational materials and market updates
• Improve our website and services
• Comply with legal and regulatory requirements
• Protect against fraud and unauthorized access

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: With trusted third-party vendors who assist us in operating our website and providing services
• Legal Requirements: When required by law, regulation, or legal process
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• Consent: With your explicit consent for specific purposes

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of sensitive data in transit and at rest
• Regular security assessments and updates
• Limited access to personal information on a need-to-know basis
• Secure data storage and backup procedures

Our website uses cookies and similar tracking technologies to enhance your browsing experience. We use:

• Essential Cookies: Required for website functionality
• Analytics Cookies: To understand how visitors use our site
• Marketing Cookies: To provide relevant content and advertisements

You can control cookie preferences through your browser settings.

You have the right to:

• Access and review your personal information
• Correct inaccurate or incomplete information
• Request deletion of your personal information
• Opt-out of marketing communications
• Request data portability where applicable

To exercise these rights, please contact us using the information provided below.

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Generally, we retain client information for at least 7 years after the end of our professional relationship, as required by financial services regulations.

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that we have collected such information, we will take steps to delete it promptly.

We may update this privacy policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last Updated" date. We encourage you to review this policy periodically.